Negotiable Instruments Act

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Recover overdue debts efficiently—file applications, attend hearings and enforce awards with our experienced DRT advocates and support team.

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Why DRT Matters

  1. Statutory Forum: DRTs are the fastest, specialist tribunals for bank and financial‐institution debt recovery.

  2. Speedy Relief: Typical recovery orders issue within 3–6 months versus years in regular courts.

  3. Enforceable Awards: Tribunal orders can be executed like court decrees, attaching property and assets.

  4. Cost‑Effective: Streamlined procedures and capped fees make DRT proceedings more affordable.

Our End-to-End Service

  • Case Assessment & Strategy: We review your claim, documentation and debtor profile to craft a recovery plan.

  • Application Drafting & Filing: Our legal team prepares Form DR (Application) and files with the appropriate DRT registry.

  • Hearing Representation: Senior advocates appear at every hearing, present evidence and argue for swift relief.

  • Order Execution Support: Once the tribunal issues its order, we initiate execution proceedings—attachment, sale and recovery.

Simple 3-Step NI Act Process

Step 1

What You Do

Upload bounced cheque(s), bank memo and payee details

What We Do

Draft and serve your Section 138 demand notice within 15 days

Step 2

What You Do

Wait 15 days for debtor’s payment response

What We Do

Prepare and file the NI Act petition if payment isn’t made

Step 3

What You Do

Attend or follow your court hearings (in-person or via video)

What We Do

Represent you in court, secure conviction/decree and guide enforcement

Key Benefits

  1. Speedy Proceedings: Most Section 138 cases resolve within 4–6 months.

  2. Fixed, Transparent Fees: All drafting, filing and appearance fees bundled—no hidden costs.

  3. Dedicated NI Act Advocates: Experts in cheque dishonor and recovery law.

  4. Real‑Time Case Tracking: Monitor notice dispatch, filing status and hearing dates online.

Frequently Asked Questions

What relief can I recover?

You can recover the cheque amount, 2% interest per month from the date of dishonor, and all legal costs incurred.

How long does recovery take?

You must send a demand notice within 30 days of cheque dishonor and allow 15 days for compliance before filing a petition.

What is Section 138 NI Act?

A cheque­bounce under Section 138 makes dishonor a criminal offense, allowing the payee to demand payment and file a complaint if unmet.